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Loan process Mistakes
Do Not list
Loan Process Mistakes and ways to avoid the following:
Do not charge up your credit card accounts
Do not fall behind on your credit card or credit debts
Do not pull out 401(k) money without consulting with us on the dollar amount
Do not open new credit accounts such as credit cards, auto loans, etc.
Do not deposit more then $500.00 in your bank account without sourcing it
Do not run credit inquiries while in the process
Do not quit your job; if you plan on changing employers, let us know immediately
Do not throw away your pay stubs as they will be required until the loan is closed
Do not spend your closing cost/ down payment money assuming you need less to close
Do not keep anything from your loan officer since we are here to help you close your deal in order to avoid complicating the closing of your transaction. As such, your upmost honesty is appreciated!
Thank you for your business!